ABC Financial Services Debt Collection Harassment?
Is ABC Financial Services attempting to collect a debt from you? Federal and state law protect consumers from debt collection harassment. No one should be calling you excessively or using abusive, profane, or threatening language to collect a debt from you. No one should be telling your friends, neighbors, or employer that you owe a debt in an attempt to embarrass you and force you to pay. No one should be threatening to take legal action that they cannot or have no intention of taking. You have rights to stop debt collection harassment. If a collector violates federal or state debt collection laws, you may be entitled to receive up to $1,000 in statutory damages, plus your attorneys’ fees and costs.
What is ABC Financial Services? Is it a scam?
According to the Better Business Bureau website, ABC Financial Services has been in business since 1991. It is not a scam. It provides software and billing services for gyms and health clubs. It is located at 8320 Highway 107, Sherwood, AR 72120-3825. ABC Financial Services may also go by the following names: ABC Financial Services.
ABC Financial Services cannot engage in the following debt collection conduct:
- Calling you before 8 a.m. and after 9 p.m. or when they know it’s inconvenient for you;
- Calling you at work if they know or should know your boss prohibits personal calls;
- Communicating with third parties about your debt without your prior consent or permission from a court;
- Lying, deceiving, or misleading you into paying a debt;
- Misleading you about the character, amount, or legal status of any debt;
- Attempting to collect a debt that is not owed;
- Threatening to take action that cannot legally be taken or that is not intended to be taken.
ABC Financial Services Phone Numbers
The following phone numbers have been reported as ABC Financial Services phone numbers: 501-515-5000, 800-897-6877, 800-622-6290, 866-420-0769, 855-848-0940, 718-530-1888, 877-222-576, 416-831-3870, 866-420-8555, 866-519-2937, 877-695-8671, 866-671-4613, 619-365-4150, 800-551-9733, 877-405-1900, 866-992-8960, 678-365-0539, 888-622-6290, however, we are unable to verify this information. ABC Financial Services may also be using other phone numbers. If you have been receiving calls from these phone numbers or have received calls or correspondence from ABC Financial Services, contact Manta Law to determine whether your rights have been violated. We can stop the calls and may be able to recover just compensation for your harm.
Frequently Asked Questions
Is ABC Financial Services allowed to call me about my debt?: A creditor or debt collector may generally call you in an attempt to collect a consumer debt from you unless you have told them to stop calling.
What can I do to stop ABC Financial Services from calling me?: You can tell them in a phone call or a letter to cease all communications with you.
Can ABC Financial Services file suit against me on my debt?: If you are past due on a debt and the statute of limitations has not passed, the owner of the debt may be able to file suit against you. However, you may be entitled to certain defenses.
Can ABC Financial Services garnish my bank account or wages?: If a judgment has been entered against you, a judgment creditor may execute on the judgment through garnishment of your bank account or wages. However, you may be entitled to claim an exemption to the garnishment or otherwise defend against it.
What if I’m on the Do Not Call Registry?: In order to call a consumer on the Do Not Call Registry, the telemarketer must have either (a) prior express written consent from the consumer or (b) an established business relationship with the consumer. If your personal phone number is listed on the Do Not Call Registry and you have been called anyway in violation of law, you may be entitled to $500 in damages per call after the first call.
Manta Law, a Tampa Bay Firm Helping Victims of Debt Collection Harassment
Manta Law is a Tampa, Florida law firm representing individuals who have been harassed by creditors and debt collectors attempting to collect consumer debts by phone, mail, text message, and email. Our founder, Janelle A. Weber, has been a member of the Florida Bar since 2005 and New York Bar since 2008. If you would like to learn more about our firm and practice areas, visit our website, www.mantalaw.com, or call us at 813-982-3663 to set up a free consultation.