If you undergo a major medical procedure or spend time in the hospital, request an itemized bill. The additional information contained in the itemized bill will help you determine whether you were billed correctly. Scrutinize the bill for any unexpected charges or other apparent errors.
If you find any errors on your bill (even small ones), challenge the charges right away. Send an email to the customer service department and call them as well. Always retain your emails, and write down of the persons to…
If you have health insurance, you expect your medical
provider to submit a claim to your insurance company in a timely fashion. After
all, the provider asks for your insurance card when you become a patient and
likely asks you nearly every visit if your insurance has changed.
But in some cases, a medical provider may not submit a claim
to insurance. Or, the provider may submit the claim after the insurance policy’s
deadline, resulting in a denial.
Why would a provider fail…
This week, we’re featuring several New Year’s resolutions you can implement now to help control your healthcare expenses.
Insurance companies, hospitals, and medical providers sometimes make claim and billing errors. These mistakes can have serious consequences. The first step in uncovering these errors is checking your Explanation of Benefits (EOB).
After receiving medical treatment, you will receive an EOB from your insurance company. The EOB will come in the mail or, if you signed up for electronic notifications, you will receive…
What’s Charity Care? Do You Qualify? Are you uninsured and having trouble paying your medical bills? You may be wondering if you qualify for charity care. Charity care is health care provided for at no cost or a reduced cost to patients who have no health insurance and can’t afford to pay. There’s no Florida law mandating how much charity care hospitals must offer. But fortunately, many Tampa Bay hospitals and medical facilities do offer charity care to qualifying patients.…
Medical Bills a Problem for Floridians A high number of Florida residents have unpaid medical bills. Among Florida adults, 20.7 percent now have unpaid medical debts, according to a recent report published by the website 24/7 Wall St. This level is the 32nd highest among the 50 states. Nationwide, 22.7 percent of U.S. adults have past due medical bills, according to the study, which is based on a 2018 analysis published by the Financial Industry Regulatory Authority (FINRA). According to…